I have a confession to make. Mrs Credit Card is away for a couple of weeks and I am left to do the grocery shopping (no takeouts for me). But it is an interesting exercise to go through a grocery budget and deciding what to for the week. Here is what I did and the saving lessons I took from being the grocery shopper.
1. Clear Up Youe Closet – How much canned food do you have in your closet and fridge? I was surprised to find lots of stuff in my kitchen cabinets. I have been steadily clearing them and finishing as many canned food as possible. I think all of us tend to more stuff than necessary and keeping storing stuff. I probably saved quite a bit eating what we already have. Admittedly, I am better off eating fresh food, but i simply cannot stand any canned food idling around.
2. Making my grocery list – Being alone for a couple of weeks, I tried to be organised by just having a couple of types of meals in a week. I decided to have pasta on alternate days and basic potatoes and meat on alternate days. Salad is a staple every day as well as some fruits like pears and strawberries. This helped me keep my shopping list simple.
3. Use Your Grocery Card – Mrs Credit Card always reminded my to show my grocery card as I could get discounts. True enough, I did get a couple of discounts after the cashier swiped my card.
4. Use Your Coupons – I have to admit that I have slacked in this area. Mrs Credit Card has always cut coupons. She knows which coupons appears in which newspaper, which day of the week. I told myself that I was simply not going to waste my time cutting coupons. Hence, I probably missed the opportunity to save some money from coupons. On the other hand, what I intend to may not have coupons?
5. Stop Buying Junk Food – As Mrs Credit Card was not around, I stopped ing Oreos, Ritz or any other “stuff to snack on”. It prevents me from snacking and I cut down on junk food as well.
5. Use a cash back credit card – Whenever I go to the the supermarket, I always charge my expenses to my Blue Cash® from American Express as it pays 5% cash rebates on supermarket spending once your annual spending on your card exceeds $6,500. Many people still use cash to shop at the supermarket, but I use my credit card to get “cash rebates”.
Well, this sums up my experience the last two weeks doing grocery shopping for myself. It’s been a long while since I did that ages ago. I’m probably more savvy now. But if there was anything I could have done better, please leave a comment below.