By: Tim

Tim — Tue, 10 Feb 2009 14:44:33 +0000

I read the Diary of a Fab Black Woman, and don’t feel sorry for her just yet. First, she has not been a user since Karl Malden’s commercial. She writes, “I was overjoyed a couple of years ago when first received I got the amex that allowed me to earn frequent flyer miles.” She’s only had amex for a couple of years. Second, she has a bad relationship with credit cards. She goes on about why wouldn’t you want the same card as such and such celebrity. Hello, you are getting a credit card based on a commercial that says celebrity x, y, and z uses it? Sorry, that is retarded. It’s also obvious she has many credit cards. Another bad behavioral thing is that she says the amex is the one she would use if she ran into trouble. That makes absolutely no sense considering that if your other cards have no balance, then there is no distinction. In fact, she has a better chance of having her visa or mastercard accepted than amex. you just get the sense that she is maxed out. if amex closed the acct, it is evident that she is overextended on other credit. the only smart thing i read was that she doesn’t “normally” carry PIN when traveling because she doesn’t take a cash advance on them. she is wrong about cash advance on cc, because I was just in germany for work and took a cash advance off of my work credit card. judging from what she wrote, she had a whole slew of credit cards with her. if none of them worked to get cash, that means, “hey, lady, you are maxed out, and you should be staying at home saving and not charging more!”

Comments on: Carnival Of Crazy Credit Card Companies

By: Tim