Saturday, February 4th 2012
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Visit the Library to Save Money

by Mr Credit Card

Since last year, my family goes to the public library every friday. The reason we go is that there is a chess club (unofficial) whose members gathers at the library from 6:30pm until it closes at 9:00pm. My eldest son plays chess and enjoys going there to meet friends and having a sparring session. My other kids read and use the computer.

Meanwhile Daddy goes to the magazine section and read through as many magazines that I can get my hands on. When I first went to the library, I was amazed at the amount of magazines they had. I had never read so many magazines before. Before we started going regularly to the library, I had subscribed to Fortune, Business Week, Money, Barrons and a few other magazines. I have since stopped subscribing to these magazines because I can read them for free at the library!

Meanwhile, I noticed that Mrs Credit Card started borrowing DVDs from the libary (and we’re talking about the latest releases!). It made us realize that we should never subscribe to netflix or even set foot in a blockbuster video rental store! We could borrow the DVDs for three days (there are also CDs).

There are also about 10 computers that had access to the internet. I used them occasionally, but the connection was too slow for my liking (but hey, what did you expect?).

I have seen a few post in the past about cancelling one’s cable TV and subscribing to Netflix instead. I’d say forget about Netflix and go to your nearest public library. Another idea for those looking to cut their expenditure is to cancel your magazine subsribtion and check out your library as well. I found out that the library is one great resource that is probably under utlizied by most people. Your nearest public library may not be as good as the one near my place. But check it out before you subsribe to any new magazine or Netflix. You may end up saving yourself quite a bundle.

4 Responses to “Visit the Library to Save Money”

  1. sJ Says:

    Nice Post. I have been surprized too, when i found the resources at the public libraries. Good magazines, good business and tech books and most of the favorite DVDs.

    Definitely a decent money saver.

  2. Brian Smith Says:

    Totally agree with this! I go to the library every Sunday and borrow a few DVDs and CDs for the week, and read finance magazines when new ones arrive. Oh, and I check out some books too (duh!) :)

    If you have DSL and Cable TV, but want to save money by cancelling cable, you can also watch a lot of TV shows directly from studio’s websites. This isn’t suitable for everyone – you’ll mostly need to sit at your computer to watch it, since the sites Flash video players won’t fill the screen or let themselves be sent to a TV screen, but if you really need to save $50-$100 a month on cable TV, but can’t bear to be parted from your favourite shows, this is one way to do it.

  3. Cindy M Says:

    I’m with Brian above. The library is just great if you know how to get the most out of it. I balked at first when I saw I was number 150 in line to get a real recent movie, but the librarian said no problem, there were probably 60-odd copies of this particular movie floating around and I’d get it in a few weeks. She was right. The movie turned out to be lousy, but hey, the price was right, ha-ha. A step further is to track down movies by particular actors you like – go to IMdB, make a list and go to your libary’s web site to reserve them. Also, I haven’t had cable TV for years and just don’t miss it.

    Plus I haven’t had cable TV for years and don’t miss it.

  4. Credit Card Cashback Rewards Enthusiast Says:

    And you’ve really got access to more than just the books at the library branch you visit. Often you can request any book in the entire local library system and have it delivered to your nearest branch.

    Taking advantage of this service has significantly cut down on my spending on books.

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